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Marc Cram's Articles in Personal Finance

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  • Will Your Money Survive Your Retirement?
    It seems like only a few short years ago no one was worried about retirement. The stock market was roaring, home prices were rising and the economy was in solid shape. Everything looked rosy and many people were planning for an early retirement or at least one that carried no risk.
  • The Tax Problem No One is Telling You About
    You have been saving diligently now for many years, looking forward to the day, not too far down the road, when you can retire and begin living off those hard saved dollars. You have done everything the gurus and planners have told you to do but you have a sinking feeling in your belly that maybe it wasn't enough.
  • Expectations versus Reality in Retirement
    As we baby boomers approach retirement many of us have started to take a much closer look at what we will need in the form of assets if we are to live to the age of 80 and beyond. Most of us have been very focused on accumulation of assets up to this point and may not have stopped to consider what the future outcomes might look like.
  • Looking Forward to Create a Sound Financial Future
    In the 6th century BC, Aesop gave us a timeless moral in The Ant and The Grasshopper: "It is thrifty to prepare today for the wants of tomorrow."
  • Designing a New Paradigm for Financial Planning
    We have planned our retirements pretty much the same way for the last 30 years but maybe it is time to design a new paradigm for the future.
  • 25 Tips for Successful Money Management
    Are you ready to get on track to Health, Wealth and Well-being and access your abundance? The first step is to understand that there are three basic ways to make money: you can trade your time for money (it's called a job), invest your money, or leverage yourself (build a business). If prosperity is what you are after, here are 25 tips to get you started.
  • 25 Tips for Debt Reduction
    Do you shuffle bills from month to month deciding which one needs to paid first? Is there unopened mail sitting on the counter? Has the checking account never been balanced? Are you always borrowing a few bucks from family and friends? Do you write checks but then forget to mail them? If any of these questions hit home for you then you need this information.
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