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Ki Gray's Articles in Debt & Mortgage

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  • Mortgage ARMs Become Attractive Again
    After the subprime issues of the last year ARMs become a less attractive option compared to fixed rate mortgages. This article talks about how ARMs have started to become a more interesting option over the last month.
  • Why in Today's Market a 30 Year Loan is King
    In the past I used to tell people to look at different mortgage rates for different loan products and determine what was best for them. If they were planning on moving soon a 5 Year ARM might work. If they planned on staying on the house longer they might consider a 30 Year Loan.
  • Why the Fed is Having Less Influence over Mortgage Interest Rates
    This article talks about the current relationship between the Fed and mortgage interest rates.
  • Subprime Woes: Are We Out of the Woods Yet?
    The White House, the Fed, and bond insurance companies are all taking unprecedented action to minimize the subprime mortgage crisis. But is it enough? This article discusses the likelyhood that the US is headed towards recession with these factors in mind.
  • Finding a Good Lender
    A good lender is hard to find. He will be able to explain and guide you through the loan programs so that you find the right one for you.
  • What to Look for in a Loan Part 1
    This is in an article that looks through the basic steps to getting a loan.
  • The Benefits of the 15 Year Loan
    With all the recent fancy loan programs, the 15 year fixed-rate loan has become a forgotten option to the typical 30 year. If you can spare the extra per month, you can save on interest paid as well as pay the loan in a shorter amount of time.
  • Seven Steps of the Loan Process
    There are various steps of the loan process. From picking a lender to closing, each step is covered in detail.
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