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Mortgage Interest Rates: Up Up And Away Mortgage interest rates have been rising over the last month. This article examines the current trends with mortgage interest rates. Zilker Park in Austin Austin has a number of different parks. This article looks at the famed Zilker Park. Planting Austin Friendly Flowers : A Guide To A Low Maintenance Garden Using native flowers has many benefits for your garden. This article talks about some of the plants that are native to Texas along with detailing some of the benefits of choosing native plants. Mortgage Interest Rates Jump Up Interest rates have increased recently. This article details what mortgage products have changed and what we might be seeing in the near future. Mortgage ARMs Become Attractive Again After the subprime issues of the last year ARMs become a less attractive option compared to fixed rate mortgages. This article talks about how ARMs have started to become a more interesting option over the last month. How to Hire a Contractor Hiring a good contractor is an important part of a successful remodel. This article describes how to hire a contractor. Neighborhood Profiles: Southwest Austin Although once considered a far off neighborhood the area referred to as southwest Austin is becoming more downtown adjacent as Austin grows. The article describes the southwest Austin neighborhoods and area. Local Austin Restaurants with Playscapes If you go out to eat and bring the some children along it always nice to have a place for the kids to run around. This article details which restaurants in Austin provide playscapes for the kids. Historic Neighborhood Profiles : Travis Heights Travis Heights is a small neighborhood in central Austin. This article describes some of the features and history of this neighborhood. The Hidden/Green City Austin is a city that values its trees, green spaces, parks and trails. This article looks at the parts of Austin that exist away from the busy streets and stores and concrete. Changing The Look Of A Fireplace The fireplace is an important aspect of the interior of your home and can be important for resale. This article talks about how to successfully update a fireplace. Independence Day in Austin Austin has many different holiday traditions. This article describes the annual independence day celebrations in Austin. The Tarrytown and Deep Eddy Areas of West Austin Downtown Austin is filled with many older neighborhoods with lots of character. This article describes the tarrytown and deep eddy neighborhoods. Removing Countertops - A How To Guide Removing countertops yourself can save money when you are remodeling your kitchen. This article describes how to remove your countertops. A Guide to Going Bankrupt in Real Estate! There have been a lot of books and late night infomercials on how to become rich through real estate. Apparently, you can become rich overnight. That is pretty neat. But, no one has really written a good guide on how to go bankrupt. Sure everyone is doing it, but how can you get in on the action. Keep Austin Wierd - Austin's Battlecry Keep Austin Wierd is a slogan the city of Austin has embraced. This article provides a short history of the phrase. How to Refinish Hardwood Floors With the current interest in home improvement people are looking for ways to improve their homes at minimal cost. This article provides a quick tutorial on how to refinish hardwood floors in older homes. Area Springs in Austin Texas Austin is a city that values its parks and outdoor activities. The article talks about the several pools and springs in Austin. Zilker Park in Austin Austin values its green space and boasts a number of parks. This article details one of Austin's most beloved parks Zilker Park in the heart of Austin. Austin Neighborhood Profiles: North Loop North Loop is a small neighborhood in central Austin. This article gives some information and history about the North Loop neighborhood. The University of Texas Campus Area of Austin The University of Texas is one of the largest colleges in the United States. The article describes the neighborhoods and business around UT. The Culture of South Austin This article describe the south Austin area. It also describes the popular SoCo and SoLa strips of small independent retail stores in South Austin. Interest Rates and the Credit Crunch This article looks at the current problems of the credit crunch in the US. How Will The US Economy Recover? The US is currently dealing with the fallout from the mortgage crisis. The article looks at the current state of the US economy. Investing in a Down Market When the market is down people frequently avoid investing. This article looks at some of the benefits of investing in our current down market. Pioneering Austin Architect AD Stenger Though AD Stenger wasn't as prolific as Joseph Eichler, or as well known as Frank Lloyd Wright, he built some of Austin's most unique homes that are now considered mid-century modern. Real Estate: Where's The Bottom? The US real estate market is currently going through a slump. This article discusses some of the factors weighing on the national real estate market. Putting In A Flowerbed Adding a flowerbed is a great inexpensive way to add some charm to your lawn. This article describes how to put in a flowerbed. Commodities Stoke Inflation Fears The Fed has cut interest rates several times in 2008. This article discusses the problems associated with inflation which has followed the interest rate cuts. Austin Entertainment Profiles : Red River Clubs This article discusses the rich and vibrant history of the Red River district in Austin, Texas, which has spawned some the most renowned blues and rock musicians of the past fifty years. Credit Crunch: Light at the End of the Tunnel The credit crunch has been gripping the country for the last several months. This article discusses the current situation with the credit crunch. Home Improvement Tips : Bathroom Renovations When remodeling a house one of the most important factors for getting a good price in the end is the bathroom. This article discusses how to remodel a bathroom. Sub-Prime Fallout: Why Such A Big Deal? This article describes the sub-prime crisis in detail, with emphasis on its similarities and differences from the savings-and-loan scandals. Why In Real Estate Big Lots Are Good This article exams the benefits of looking for large lots when making a real estate purchase. Austin Texas Neighborhood Profiles : Clarksville The West Austin area of Clarksville was originally a freedman's colony for slaves freed after the Civil War. Clarksville now has a very diverse population, and this diversity is reflected in the various nationalities of the residents. There is an excellent public grade school in Clarksville, named Mathews Elementary. North Loop: Old Meeting New North Loop is one of the many eclectic choices of neighborhoods in Austin, TX. This article gives some background and history on the area and gives you sense of how the neighborhood feels. Steps to Finding the Right Neighborhood When searching for a neighborhood that is just right for you, there are various aspects to consider like school, land, shopping, and of course, location. Balancing these aspects to make the right real estate decision takes some prioritization, and with the help of a real estate agent, you can sort through these things. Quitting Real Estate: Possibly a Good Career Move As the real estate market slows alot of realtors have been leaving the real estate profession. This article goes through a few reasons why leaving might be a smart idea. Why in Today's Market a 30 Year Loan is King In the past I used to tell people to look at different mortgage rates for different loan products and determine what was best for them. If they were planning on moving soon a 5 Year ARM might work. If they planned on staying on the house longer they might consider a 30 Year Loan. Filmmaking Community in Austin Texas This article discusses the vibrant film scene in Austin. Treasury Reorganization: Recession Response or Red Herring? This article discusses the current reorganization that is occurring in the Treasury department. Why as a Listing Agent I Prefer to Work With Buyers With Buyers Agents This article explains how buyer's agents help reduce the potential for misunderstandings between buyers and sellers and streamline real estate transactions. Bear Stearns and the New Federal Reserve This article discusses the recent Federal Reserve-backed takeover of investment bank Bear Stearns by its competitor JPMorgan Chase, emphasizing the changing role of US monetary policy in the market. Can The Bush Tax Cut Work? Can the impending economic stimulus package that the Bush administration is creating have the power to keep the US from recession? This article discusses some of the factors of the economic crisis. Austin Neighborhood Profile: Hyde Park This article showcases the lovely and historic Hyde Park neighborhood in Austin, Texas. Why the Fed is Having Less Influence over Mortgage Interest Rates This article talks about the current relationship between the Fed and mortgage interest rates. Why Home Buyers should not Underestimate the Importance of Interest Rate Drops This article describe why potential home buyers should pay attention to interest rate changes. Bear Stearns from 20 Billion to 236 Million and Beyond This article talks about the recent history of Bear Stearns and its recent buyout. Is the Democratic Primary Destroying the Democrats? This article talks about the damage the current presidential primary is doing to the Democratic Party. Profiles in Green Building: The Austin Real Estate Market This article covers the long history of green building in Austin, Texas and its relationship to real estate in the area. Austin BBQ: A Tour of the Town This article provides a tour of some of the best BBQ joints in Austin Texas. Synthesizer Fundamentals: Classic 80's Brass This article describes in detail how to build classic 80's synth brass sounds step by step. Hillary and Obama: Where Are The Issues? This article discusses the ongoing primary fight between Hillary Clinton and Barack Obama. Feng Shui in Real Estate - The Landscaping Feng shui is a group of design principles when looking for or building a home. The idea is that these guides will help the energy of the home and create a better living environment. Austin Coffee: Keeping it Weird This article discusses ther diversity of Austin's plethora of local coffee shops The Underground Clubs on Red River in Austin Texas This article discusses the rich and vibrant history of the Red River district in Austin, Texas, which has spawned some the most renowned blues and rock musicians of the past fifty years. First Thursday's on South Congress in Austin Texas First Thursday is a monthly event in Austin Texas. Each first thursday the businesses on South Congress stay open late and the residents of Austin have some fun. A Guide to Austin's Greenbelts This article gives you an Austinite's look into one of the most treasured natural attractions of central Texas: The Barton Creek greenbelt. The Organic Farmer's Markets in Austin Texas The farmer's markets in Austin, Texas are some of the top outlets for organic and sustainable produce in the United States. Subprime Woes: Are We Out of the Woods Yet? The White House, the Fed, and bond insurance companies are all taking unprecedented action to minimize the subprime mortgage crisis. But is it enough? This article discusses the likelyhood that the US is headed towards recession with these factors in mind. Synthesizer Fundamentals: Classic 80's Brass This article describes in detail how to build classic 80's synth brass sounds step by step. First Thursday's on South Congress in Austin Texas First Thursday is a monthly event in Austin Texas. Each first thursday the businesses on South Congress stay open late and the residents of Austin have some fun. Are We Headed for a Globalized Recession? The US recession depends as much on her neighbors as on internal checks like Congress and the Fed. If emerging economies stand to gain from the recession, should they bear some responsibility for righting the credit crunch? This article explains some of the problems globalization poses in a financial crisis. Sluggish Fed, Why Are You So Sluggish? This article discusses the recent reticence of the Federal Reserve towards interest rate cuts, and their potential economic effects. First Night Out 2008: Looking for Something Different What will you be doing on New Year's Eve? Austin has its annual First Night Out with various activities, plays and festivals to experience. Fed Restrictions Make Loans Tough This article discusses the recently tightened loan guidelines issued by the Federal Reserve in response to the sub-prime mortage crisis. Waterloo Records: An Austin Original Since 1982, Waterloo Records has carried independent and local artists from Austin, Texas. Is a US Recession Inevitable? This article discusses the possible causes of and outcomes from a potentially impending US recession. Why the Fun Fun Fun Music Festival is Growing Austin's own Fun Fun Fun Fest is now in its second year, and seems poised to compete with ACL Fest. This article talks about the positives and negatives of this year's upcoming FFFFest. How Hillary Stole New Hampshire This article describes the New Hampshire primary upset and some of the key factors that led up to the surprising results. Fed Credit: Down The Tubes This article discusses the increasing likelyhood that the US will enter a recession in the wake of the Fed's ineffective interest rate cut on January 22nd. The Latest Federal Rate Cut - Another Attempt to Bolster the Real Estate Market This article discusses the Federal Reserve's recent third interest rate cut and its likelyhood to stem a future recession. Is the Federal Interest Rate Cut Enough to Stabilize Sub Prime Mortgage Woes? This article discusses the potential outcomes from the impending Federal interest rate cut on the US economy. The Impending Subprime Interest Rate Freeze The White House is working with lenders to attempt to freeze rates on subprime mortgages in an effort to lower the number of potential foreclosures due to the subprime mortgage crisis. Is the Superfund Capable of Restoring Confidence? The subprime mortage sector of the U.S. economy has taken huge losses over the past several months as many high-risk loans have defaulted. A new fund aimed at stabilizing this sector unfortunately just repackages the same problems under a new name- the "Master Liquidity Enhancement Conduit." Can this fund have a positive impact? SXSW: Which Admission Option is Best for You? This article covers the myriad options for people who want to attend some portion of the SXSW conference/festival in Austin, Texas this coming March. What to Look For in a Condo Conversion Instead of building from the ground up condo developers are frequently converting older apartment complexes into condos. When buyers are looking at these units there are particular things that should be considered before moving forward. This article discusses some of the issues that should be investigated with condo conversions. The Impending Subprime Interest Rate Freeze The White House is working with lenders to attempt to freeze rates on subprime mortgages in an effort to lower the number of potential foreclosures due to the subprime mortgage crisis. Is the Federal Interest Rate Cut Enough to Stabilize Sub Prime Mortgage Woes? This article discusses the potential outcomes from the impending Federal interest rate cut on the US economy. The Latest Federal Rate Cut - Another Attempt to Bolster the Real Estate Market This article discusses the Federal Reserve's recent third interest rate cut and its likelyhood to stem a future recession. Christmas in Austin Texas Austin is a vibrant town all year around but when Christmas comes Austin has a few uniquely Austin events to celebrate the holidays. This article looks through a few of Austin's Christmas traditions. Sprucing Up Your Home to Get It Ready to Sell Getting your home ready to sell can get confusing with all the choices of possible upgrades and cleanups. This article talks about a couple of options and ideas to consider. Every market is different so think about these options and what may be best for your home. Should your First "House" be a Duplex? There are a number of benefits to buying a duplex as your first real estate purchase instead of a house. This article looks through some of the benefits of having your first "home" purchase be a duplex. Why People are Moving to Austin Over the last several years Austin has been expanding as more and more people move to Austin. In this article we go through some of the reasons people are moving to Austin. Selecting a Good Price for Your Home Purchase When buying a piece of real estate the purchase price is one of the most important factors in the potential transaction. In this article we go through the aspects involved in coming to a good price for your potential home. Cashflow is King (Sometimes) This article is not meant to diminish the importance of looking at cashflow for a property. It is simply to remind investors that making a wise investment decision should go beyond simply looking at cashflow. The Benefits of a GFE and Pre-Approval Asking for the good faith estimate and pre-approval letter before beginning your home search can have a couple benefits. For one, you will determine your max prices. You will also find out any credit issues before moving on to underwriting. And finally, a pre-approval letter to negotiating with the seller. Finding a Good Lender A good lender is hard to find. He will be able to explain and guide you through the loan programs so that you find the right one for you. What to Look for in a Loan Part 1 This is in an article that looks through the basic steps to getting a loan. Feng Shui in Real Estate - The Location and Lot Feng shui is a group of principles to guide home and lot design. The idea is that these guides will help the energy of the home and create a better living environment. In Part 1, we discuss how feng shui can help find the right lot and location for your home. Austin's Identity Crisis for Downtown Austin Real Estate Austin is facing many changes with numerous high rise condos breaking into the skyline. The changes are hard to swallow for such a local-minded city, and some Austinites are having a hard time giving in to the changes. But with the influx of new residents, we have to prepare for the new adventure and fondly reminisce about the past. Lowering Your Monthly Mortgage Payments When purchasing a home, it is helpful determine upfront how much you want to spend per month. To achieve these monthly payments, you can adjust some of the variables of your loan. The Benefits of the 15 Year Loan With all the recent fancy loan programs, the 15 year fixed-rate loan has become a forgotten option to the typical 30 year. If you can spare the extra per month, you can save on interest paid as well as pay the loan in a shorter amount of time. Seven Steps of the Loan Process There are various steps of the loan process. From picking a lender to closing, each step is covered in detail. Finding your Maximum House Price A guide on how to find the maximum house price when you are looking to purchase your first home. Selling Your Home: Making Your Home Accessible and a Pleasant Showing Experience Frequently when people are selling their home they concentrate on the price and the house. But their are other things a seller can do to increase the chances they will recieve and offer on the real estate they have for sale. A Guide to Buying your First Rental Property and Becoming a Landlord When you are buying your first rental property and becoming a landlord, there is lots to learn. How do I find tenants? What should I charge for rent? Should I update the places to get more rent? How do I tell the tenants they are late on rent? A Condo or a House? A Few Things to Consider When you are looking at buying a residence one of your considerations is whether to buy a home or a condo. This article looks through a few of the issues you should consider before making your decision. The Two Sides of Gentrification Gentrification has become a hot topic in cities like Austin Texas and Boulder Colorado where central neighborhoods have risen quickly in value. This article discusses some of the issues involved with gentrification. Now is Not a Good or Bad Time to Buy Real Estate People frequently spend time analyzing the current state of the market. In this article, we talk about why this is not the ideal strategy, and talk about other more important factors to consider when investing in real estate.
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