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Kalinda Rose Stevenson, PhD's Articles

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  • Real Estate Investing As A Team Sport
    When you think of investing as a team sport, you will have access to people who have all kinds of resources you don't have. They will bring insight, knowledge, and relationships to your team. If you want to make more money, do what the most successful investors do. Become part of a team.
  • Can A Rich Man Get Into Heaven?
    One way to think about Jesus and money is to consider the old joke about three types of people in the world.
  • Debt Can Be A Real Estate Investor's Best Friend
    The savviest real estate investors know the difference between good debt and bad debt.
  • Make More Money By Selling At A Discount
    One of the hardest concepts to grasp is why you can make more money by selling at a discount now rather than waiting to get a better price. The reason concerns the time value of money.
  • Do You Know How The Fed Pumps Up The Money Supply?
    Recent news reports announce that Federal Reserve has "pumped" money into the economy, without making clear what this means. Do you know how the Federal Reserve "pumps" money into the economy?
  • Federal Reserve Rate Changes and Consumer Interest Rates
    Of all the ways the Federal Reserve controls the money supply, the one that gets the most publicity concerns interest rate changes.
  • The Simple Question That Turns ABDs Into PhDs
    By Kalinda Rose Stevenson, Ph.D.
  • Business Owners: Are You Making This Money Mistake?
    I once took a class called "Accounting For Non-Accountants." The class was taught by a CPA who said that business owners often hand over their accounting to someone else. He identified this as the biggest mistake business owners make in their businesses. Business owners need to understand what is happening with their money. He didn't mean that business owners need to do the accounting tasks.
  • What Does The Bible Teach About Money?
    The Bible is controversial because people hold very different opinions about what the Bible is. Some people believe that every word of the Bible is literal truth. Some believe that the Bible is a source of moral guidance and compelling stories. Some believe that the Bible is nothing more than ancient superstitions.
  • How Banks Make Money With Your Money
    Bankers know how to create money out of thin air. In fact, banks are money factories. Banks exist to make money. You might think that banks are in business to provide services such as banking accounts and loans to their customers. It's true that banks provide essential financial services. However, the reason that the banks provide such services is that banks need money to use as raw material to create more money. Where does this money come from? It comes from customer deposits. In other words, it comes from the money you and I deposit into the bank.
  • The Expert's Secret To Dissertation Success
    People struggle with theses and dissertations for psychological reasons more than writing reasons. The psychological challenge behind writing a dissertation is that you must claim that you are now an expert.
  • The Owner Financing Strategy To Sell In Tough Real Estate Markets
    Even though it seems counterintuitive, you can often make more money by selling at discount now than you can by waiting for a better price. This is based on the concept of the time value of money.
  • Why The Monopoly Game Is Bad For Your Wealth
    The fundamental belief behind Monopoly is lack of money. Since the money supply cannot increase, the players can win only by taking money from other players. The only way to get more money is to take it away from others. This means that Monopoly is a zero sum game based on competition.
  • Real Bread and Real Debts In The Lord's Prayer
    One of the most familiar Bible passages is the "Lord's Prayer," which occurs in both the "The Sermon On The Mount" in Matthew 6:9-13 and "the Sermon on the Plain" in Luke 11:1-4. Although it is not immediately obvious to most people who pray this prayer, economic issues are at the heart of the prayer.
  • How Persuasive Writing Increases Book Sales
    Persuasive writing is a perspective on your book that makes your reader more important than your topic. It is a mindset that reminds you that you are writing to persuade your reader.
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